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Investing

Learn about investing and the best way to do so

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen

Investing is the act of buying goods or resources, in order to generate greater value or profit from them.

Examples of investments

  • Retirement accounts
  • Stocks / Bonds
  • Mutual funds
  • Educational Savings Accounts
  • A company or business
  • Real estate
  • Tools or machines used to generate income.

Investing is the ability to get more out of it than what you put in.

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen

Investing is the act of buying goods or resources, in order to generate greater value or profit from them.

Examples of investments

  • Retirement accounts
  • Stocks / Bonds
  • Mutual funds
  • Educational Savings Accounts
  • A company or business
  • Real estate
  • Tools or machines used to generate income.

An investment is considered “good” if it can go up in value over time

Investing is a powerful tool in finance that allows you to to grow your money faster and larger than by traditional working or savings methods.

Benefits:

  • Additional revenue streams than having one job.
  • Multiple number of investments you can have
  • Unlimited growth potential for each investment
  • Money can be made actively or passively.

Other terms:

  • Appreciation
  • Profit
  • Gains
  • Capital gains

An investment is considered “good” if it can go up in value over time

Investing is a powerful tool in finance that allows you to to grow your money faster and larger than by traditional working or savings methods.

Benefits:

  • Additional revenue streams than having one job.
  • Multiple number of investments you can have
  • Unlimited growth potential for each investment
  • Money can be made actively or passively.

Other terms:

  • Appreciation
  • Profit
  • Gains
  • Capital gains

investing is about getting a return on investment

Median Home Price in the US (Nominal and Real)

When most people think about making an investment, they want to get a return on investment (ROI), which simply means they want the investment to grow so it becomes worth more than what they have put in.

If it does not, or cannot go up in value, over time, it is considered a bad investment.

Other terms:

  • Depreciation
  • Losses
  • Net Losses
  • Capital Losses

investing is about getting a return on investment

Median Home Price in the US (Nominal and Real)

When most people think about making an investment, they want to get a return on investment (ROI), which simply means they want the investment to grow so it becomes worth more than what they have put in.

If it does not, or cannot go up in value, over time, it is considered a bad investment.

Other terms:

  • Depreciation
  • Losses
  • Net Losses
  • Capital Losses

diversification basics

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About Wistia

When it comes to investing, you will lose money. The key is to gain more than you lose and minimize your losses at any given time.

Diversification allows you to spread your money into many different investments to reduce the chances of you losing all your money at once.

diversification basics

Video Thumbnail
3:11
1:05
About Wistia

When it comes to investing, you will lose money. The key is to gain more than you lose and minimize your losses at any given time.

Diversification allows you to spread your money into many different investments to reduce the chances of you losing all your money at once.

make money while you sleep

Passive income is earnings derived from a rental property or other business in which a person is not actively involved. 

It is a great form of investing because it allows you to make additional income on top of your regular income.

Characteristics:

  • Recurring payments 
  • Systematization (step-by-step process)
  • Automation (One-time setup to create repetitive processes)
  • Scale and Leverage (grow income and integrate with other investments)
  • Income Potential (ability to maximize income streams)

make money while you sleep

Passive income is earnings derived from a rental property or other business in which a person is not actively involved. 

It is a great form of investing because it allows you to make additional income on top of your regular income.

Characteristics:

  • Recurring payments 
  • Systematization (step-by-step process)
  • Automation (One-time setup to create repetitive processes)
  • Scale and Leverage (grow income and integrate with other investments)
  • Income Potential (ability to maximize income streams)

Good Investments:

(Low risk or goes up in value over time)

  • YOUR education*
  • Skill or trade**
  • Retirement (401K, IRAs, etc.)
  • Mutual Funds
  • Real Estate
  • Business or enterprise
*more on Education
**more on Skill or trade

Bad Investments:

(High risk or goes down in value over time)

  • New and/ or Leased automobiles
  • Gold
  • Timeshares
  • Cryptocurrency (ie. Bitcoin, Ethereum, Dogecoin, etc.)
  • Mobile homes
  • Lottery / Gambling

Investments illustrated

Investing is a powerful tool in finance that allows you to to grow your money faster and larger than by traditional working or savings methods.

good v bad investments

Investments illustrated

good v bad investments

Investing is a powerful tool in finance that allows you to to grow your money faster and larger than by traditional working or savings methods.

Good Investments:

(Low risk or goes up in value over time)

  • YOUR education*
  • Skill or trade**
  • Retirement (401K, IRAs, etc.)
  • Mutual Funds
  • Real Estate
  • Business or enterprise
*more on Education
**more on Skill or trade

Bad Investments:

(High risk or goes down in value over time)

  • New and/ or Leased automobiles
  • Gold
  • Timeshares
  • Cryptocurrency (ie. Bitcoin, Ethereum, Dogecoin, etc.)
  • Mobile homes
  • Lottery / Gambling

understanding investments

There is no way to guarantee an investment will be profitable but the more informed you are, the better the decision you will make.

Key takeaways:

  1. If it does not go up in value, over time (long-term), it is not a good investment.
  2. The higher the risk, the greater the reward BUT ALSO the more likely you are to lose your money.
  3. DO YOUR RESEARCH!!! A smart investor is well informed and understands exactly what is involved in the investment.
  4. Investments do not reward the impulsive, it rewards the patient.
  5. Investments should not be viewed as short-term gains but long-term rewards over time.

understanding investments

There is no way to guarantee an investment will be profitable but the more informed you are, the better the decision you will make.

Key takeaways:

  1. If it does not go up in value, over time (long-term), it is not a good investment.
  2. The higher the risk, the greater the reward BUT ALSO the more likely you are to lose your money.
  3. DO YOUR RESEARCH!!! A smart investor is well informed and understands exactly what is involved in the investment.
  4. Investments do not reward the impulsive, it rewards the patient.
  5. Investments should not be viewed as short-term gains but long-term rewards over time.

invest in your future today

At PFS, we put our clients in the best position for investing by understanding the opportunities and risks associated with their investments.

Book a session today to start investing in your future.

invest in your future today

At PFS, we put our clients in the best position for investing by understanding the opportunities and risks associated with their investments.

Book a session today to start investing in your future.

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