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Real Estate
Learn more about the value of property ownership
“The best investment on earth is…earth.” — Louis J. Glickman
Real estate is one of the best and largest purchases you can make. If done properly, it can truly be a blessing. If done poorly, it can be a recurring nightmare.
We urge you to understand the rewards and risks associated with owning property.
Benefits:
- Real estate is an appreciating asset, which means it goes up in value.
- Can bring additional income from renting.
- Flexibility to customize it to your needs.
- Good long-term investment.
- Tax benefits
Video courtesy of Investopedia
“The best investment on earth is…earth.” — Louis J. Glickman
Video courtesy of Investopedia
Real estate is one of the best and largest purchases you can make. If done properly, it can truly be a blessing. If done poorly, it can be a recurring nightmare.
We urge you to understand the rewards and risks associated with owning property.
Benefits:
- Real estate is an appreciating asset, which means it goes up in value.
- Can bring additional income from renting.
- Flexibility to customize it to your needs.
- Good long-term investment.
- Tax benefits
“Real Estate provides the highest returns, the greatest values, and the least risk.” — Armstrong Williams
When buying real estate, it is important you understand the buying process, as well as potential pitfalls in owning property.
Potential Drawbacks:
- You incur all maintenance costs which can be expensive.
- Property values can rise or fall based on the changes in the housing market.
- Upfront costs – having a down payment, closing costs, inspection costs.
- Extra costs including homeowner’s insurance, Private Mortgage Insurance (PMI), HOA fees, and Property Taxes add up if not prepared.
“Real Estate provides the highest returns, the greatest values, and the least risk.” — Armstrong Williams
When buying real estate, it is important you understand the buying process, as well as potential pitfalls in owning property.
Potential Drawbacks:
- You incur all maintenance costs which can be expensive.
- Property values can rise or fall based on the changes in the housing market.
- Upfront costs – having a down payment, closing costs, inspection costs.
- Extra costs including homeowner’s insurance, Private Mortgage Insurance (PMI), HOA fees, and Property Taxes add up if not prepared.
”Real Estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.” — Robert Kiyosaki
Real estate is one of the most important investments you can have to build long-term wealth. Purchasing real estate will give you tons of options and allow your overall wealth to grow exponentially quicker.
Importance of Real Estate
- Additional income
[Monthly rent] x [# of rent properties]
- Exponential wealth building
[Additional income] + Total value of all properties
- Money is more accessible than in retirement or investment accounts.
- Can be sold for more than what you paid for it.
- Can be used to fund other investments even more real estate!
”Real Estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.” — Robert Kiyosaki
Real estate is one of the most important investments you can have to build long-term wealth. Purchasing real estate will give you tons of options and allow your overall wealth to grow exponentially quicker.
Importance of Real Estate
- Additional income
[Monthly rent] x [# of rent properties]
- Exponential wealth building
[Additional income] + Total value of all properties
- Money is more accessible than in retirement or investment accounts.
- Can be sold for more than what you paid for it.
- Can be used to fund other investments even more real estate!
Video provided courtesy of neighborhoodloans.com
the home buying process
Steps to Buying a Home
- Get Pre-Approved
- Mortgage Application
- Pre-Qualification Letter
- Your Loan Estimate
- Hire a Realtor®
- Find a Home
- Negotiate Offer
- Closing Disclosure
- Closing Costs
- Closing on Your Purchase
- Transferring of Funds
the home buying process
How to Buy a House: [Step-by-Step Updated Guide for 2021]
Video provided courtesy of neighborhoodloans.com
Steps to Buying a Home
- Get Pre-Approved
- Mortgage Application
- Pre-Qualification Letter
- Your Loan Estimate
- Hire a Realtor®
- Find a Home
- Negotiate Offer
- Closing Disclosure
- Closing Costs
- Closing on Your Purchase
- Transferring of Funds
home buying recommendations
Steps to Buying a Home
- Put no less than a 20% down payment to avoid paying Private Mortgage Insurance (PMI).
- If you finance (or refinance) you should get a Conventional loan on a 15-year fixed rate.
- Get a home inspection before buying to avoid unexpected repairs.
- Get an appraisal on the home before buying; most lenders loan you no more than the appraised value of a property.
- Use a mortgage calculator to gauge what your budget will look like with the new mortgage.
Use these tips to make your home buying experience smoother and less risky.
home buying recommendations
- Put no less than a 20% down payment to avoid paying Private Mortgage Insurance (PMI).
- If you finance (or refinance) you should get a Conventional loan on a 15-year fixed rate.
- Get a home inspection before buying to avoid unexpected repairs.
- Get an appraisal on the home before buying; most lenders loan you no more than the appraised value of a property.
- Use a mortgage calculator to gauge what your budget will look like with the new mortgage.
“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do.” — Mark Twain
Please avoid using these common methods of home buying so you can maximize your wealth building potential.
- Do not have any debt (credit cards, car payment, etc.) to avoid unexpected expenses or job loss.
- Avoid buying a home without an non-retirement emergency fund of 3-6 months of expenses in place.
- Do not buy too much house! Make sure your monthly mortgage is no more than 1/4 of your take home pay.
- Stay away from 30 year mortgages. In the long run, you will have paid more than with a Conventional 15-year fixed rate loan (best interest rate).
- Avoid Adjustable Rate Mortgages (ARMs) because you will have no real control over your interest rate or payment structure.
“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do.” — Mark Twain
Please avoid using these common methods of home buying so you can maximize your wealth building potential.
What to Avoid
- Do not have any debt (credit cards, car payment, etc.) to avoid unexpected expenses or job loss.
- Avoid buying a home without an non-retirement emergency fund of 3-6 months of expenses in place.
- Do not buy too much house! Make sure your monthly mortgage is no more than 1/4 of your take home pay.
- Stay away from 30 year mortgages. In the long run, you will have paid more than with a Conventional 15-year fixed rate loan (best interest rate).
- Avoid Adjustable Rate Mortgages (ARMs) because you will have no real control over your interest rate or payment structure.
About 1/3 of All Home Buyers are first-time buyers
About 1/3 of All Home Buyers are first-time buyers
Real Estate Tools
Use these to help with your real estate needs
Real Estate Tools
Use these to help with your real estate needs
real estate links
make owning property a “realty”
Buying real estate is one of the best ways to build wealth.
We encourage our clients to make the most of their finances by investing in mutual funds (for retirement) and real estate (for wealth building).
Our job is to make sure you can do both.
Book a session today with a financial coach to make your wealth building dreams a ‘realty’
make owning property a “realty”
Buying real estate is one of the best ways to build wealth. We encourage our clients to make the most of their finances by investing in mutual funds (for retirement) and real estate (for wealth building).
Our job is to make sure you can do both.
Book a session today with a financial coach to make your wealth building dreams a ‘realty’.
“The best investment on earth is…earth.” — Louis J. Glickman
Real estate is one of the best and largest purchases you can make. If done properly, it can truly be a blessing. If done poorly, it can be a recurring nightmare.
We urge you to understand the rewards and risks associated with owning property.
Benefits:
- Real estate is an appreciating asset, which means it goes up in value.
- Can bring additional income from renting.
- Flexibility to customize it to your needs.
- Good long-term investment.
- Tax benefits
Video courtesy of Investopedia
“The best investment on earth is…earth.” — Louis J. Glickman
Video courtesy of Investopedia
Real estate is one of the best and largest purchases you can make. If done properly, it can truly be a blessing. If done poorly, it can be a recurring nightmare.
We urge you to understand the rewards and risks associated with owning property.
Benefits:
- Real estate is an appreciating asset, which means it goes up in value.
- Can bring additional income from renting.
- Flexibility to customize it to your needs.
- Good long-term investment.
- Tax benefits
“Real Estate provides the highest returns, the greatest values, and the least risk.” — Armstrong Williams
When buying real estate, it is important you understand the buying process, as well as potential pitfalls in owning property.
Potential Drawbacks:
- You incur all maintenance costs which can be expensive.
- Property values can rise or fall based on the changes in the housing market.
- Upfront costs – having a down payment, closing costs, inspection costs.
- Extra costs including homeowner’s insurance, Private Mortgage Insurance (PMI), HOA fees, and Property Taxes add up if not prepared.
“Real Estate provides the highest returns, the greatest values, and the least risk.” — Armstrong Williams
When buying real estate, it is important you understand the buying process, as well as potential pitfalls in owning property.
Potential Drawbacks:
- You incur all maintenance costs which can be expensive.
- Property values can rise or fall based on the changes in the housing market.
- Upfront costs – having a down payment, closing costs, inspection costs.
- Extra costs including homeowner’s insurance, Private Mortgage Insurance (PMI), HOA fees, and Property Taxes add up if not prepared.
”Real Estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.” — Robert Kiyosaki
Real estate is one of the most important investments you can have to build long-term wealth. Purchasing real estate will give you tons of options and allow your overall wealth to grow exponentially quicker.
Importance of Real Estate
- Additional income
[Monthly rent] x [# of rent properties]
- Exponential wealth building
[Additional income] + Total value of all properties
- Money is more accessible than in retirement or investment accounts.
- Can be sold for more than what you paid for it.
- Can be used to fund other investments even more real estate!
”Real Estate investing, even on a very small scale, remains a tried and true means of building an individual’s cash flow and wealth.” — Robert Kiyosaki
Real estate is one of the most important investments you can have to build long-term wealth. Purchasing real estate will give you tons of options and allow your overall wealth to grow exponentially quicker.
Importance of Real Estate
- Additional income
[Monthly rent] x [# of rent properties]
- Exponential wealth building
[Additional income] + Total value of all properties
- Money is more accessible than in retirement or investment accounts.
- Can be sold for more than what you paid for it.
- Can be used to fund other investments even more real estate!
Video provided courtesy of neighborhoodloans.com
the home buying process
Steps to Buying a Home
- Get Pre-Approved
- Mortgage Application
- Pre-Qualification Letter
- Your Loan Estimate
- Hire a Realtor®
- Find a Home
- Negotiate Offer
- Closing Disclosure
- Closing Costs
- Closing on Your Purchase
- Transferring of Funds
the home buying process
How to Buy a House: [Step-by-Step Updated Guide for 2021]
Video provided courtesy of neighborhoodloans.com
Steps to Buying a Home
- Get Pre-Approved
- Mortgage Application
- Pre-Qualification Letter
- Your Loan Estimate
- Hire a Realtor®
- Find a Home
- Negotiate Offer
- Closing Disclosure
- Closing Costs
- Closing on Your Purchase
- Transferring of Funds
home buying recommendations
Steps to Buying a Home
- Put no less than a 20% down payment to avoid paying Private Mortgage Insurance (PMI).
- If you finance (or refinance) you should get a Conventional loan on a 15-year fixed rate.
- Get a home inspection before buying to avoid unexpected repairs.
- Get an appraisal on the home before buying; most lenders loan you no more than the appraised value of a property.
- Use a mortgage calculator to gauge what your budget will look like with the new mortgage.
Use these tips to make your home buying experience smoother and less risky.
home buying recommendations
- Put no less than a 20% down payment to avoid paying Private Mortgage Insurance (PMI).
- If you finance (or refinance) you should get a Conventional loan on a 15-year fixed rate.
- Get a home inspection before buying to avoid unexpected repairs.
- Get an appraisal on the home before buying; most lenders loan you no more than the appraised value of a property.
- Use a mortgage calculator to gauge what your budget will look like with the new mortgage.
“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do.” — Mark Twain
Please avoid using these common methods of home buying so you can maximize your wealth building potential.
- Do not have any debt (credit cards, car payment, etc.) to avoid unexpected expenses or job loss.
- Avoid buying a home without an non-retirement emergency fund of 3-6 months of expenses in place.
- Do not buy too much house! Make sure your monthly mortgage is no more than 1/4 of your take home pay.
- Stay away from 30 year mortgages. In the long run, you will have paid more than with a Conventional 15-year fixed rate loan (best interest rate).
- Avoid Adjustable Rate Mortgages (ARMs) because you will have no real control over your interest rate or payment structure.
“Twenty years from now, you will be more disappointed by the things you didn’t do than by the ones you did do.” — Mark Twain
Please avoid using these common methods of home buying so you can maximize your wealth building potential.
What to Avoid
- Do not have any debt (credit cards, car payment, etc.) to avoid unexpected expenses or job loss.
- Avoid buying a home without an non-retirement emergency fund of 3-6 months of expenses in place.
- Do not buy too much house! Make sure your monthly mortgage is no more than 1/4 of your take home pay.
- Stay away from 30 year mortgages. In the long run, you will have paid more than with a Conventional 15-year fixed rate loan (best interest rate).
- Avoid Adjustable Rate Mortgages (ARMs) because you will have no real control over your interest rate or payment structure.
About 1/3 of All Home Buyers are first-time buyers
About 1/3 of All Home Buyers are first-time buyers
Real Estate Tools
Use these to help with your real estate needs
Real Estate Tools
Use these to help with your real estate needs
real estate links
make owning property a “realty”
Buying real estate is one of the best ways to build wealth.
We encourage our clients to make the most of their finances by investing in mutual funds (for retirement) and real estate (for wealth building).
Our job is to make sure you can do both.
Book a session today with a financial coach to make your wealth building dreams a ‘realty’
make owning property a “realty”
Buying real estate is one of the best ways to build wealth. We encourage our clients to make the most of their finances by investing in mutual funds (for retirement) and real estate (for wealth building).
Our job is to make sure you can do both.
Book a session today with a financial coach to make your wealth building dreams a ‘realty’.
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